Vigilance Rules the Day

{4:40 minutes to read} In greater and greater numbers, seniors are living alone and facing the daily danger of unintended chaos. We all must do our best to be aware of such seniors and to protect them. While this often requires great vigilance and commitment, it does not have to be done alone.

Doris, an 80-year-old woman, found herself helpless in a nursing home. She had been injured in a fall in her apartment and was rushed to the hospital. After two weeks, Doris was sent to a skilled nursing facility to undergo rehab. The care she received there was incredibly inconsistent and appalling. 

Medicare Enrollment Made Easy — Well, Easier!

{7:25 minutes to read} Enrolling in Medicare for the first time, or changing your status, can feel like a torturous process. It does not have to be if you have a basic knowledge of the options and limitations. Since the “Annual Election Period” begins on October 15th and ends on December 7th, we summarized the basic choices and when/how to make them. We will not deal extensively with the premiums, penalties or co-pays.

There are 2 main Medicare coverage plans: Original Medicare and a Medicare Advantage Plan (Part C).  Original Medicare consists of Part A, Part B and Part D for drug coverage. A Medicare Advantage Plan consists of all three parts. Essentially, it is a less-expensive form of Medicare, but medical care is through a Health Maintenance Organization (HMO); this restricts your choice of doctors and is only valid in the region in which it is issued.


What Do I Do with All My Parents’ Books?

{4:25 minutes to read} Books bring great joy to those who love to read and collect them. But they pose challenges when people move to smaller quarters or when their estates are settled. At Eddy & Schein, we are often called to assist clients, or their heirs, find a good solution - a recent case involved us finding a buyer for 4,000 books in mint condition. 

Most books have no value. However, that does not mean you should discard them. Here are some tips:



Senior Housing Choices - Bewildering, Fear-Provoking, Yet Plentiful

{5:25 minutes to read}

Choosing senior housing and care is a critical part of aging. We are asked almost daily, “Where shall I go and when?” The options available are plentiful and they fall into a few distinct areas.

Deciding where to go and eliminating where not to go is often based on four factors: physical and medical needs, home size and preparedness, social and emotional needs, and last, but hardly, least financial needs and resources.

Social Security Fraud Happens: Taking Steps to Resolve the Problem

{3:55 minutes to read}

Jonathan has Alzheimer’s, and as a result, he has not been handling his finances for over a year. He has an agent under his Power of Attorney (POA) and Eddy & Schein taking care of his financial affairs. A Geriatric Care Manager and a Home Health Aide Agency are caring for his physical and medical needs.

Each week Diane Lansing stops by to visit with Jonathan and collect his mail. Back in the Eddy & Schein office, Diane writes checks to send to his POA agent for signature and mailing. She also reviews Jonathan’s bank statements. Recently, while checking his bank statement, Diane noticed that Jonathan’s Social Security payment for the month had not been deposited the previous week, as scheduled. 


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